



















Source: BIS (Bank of International Settlement)
Mortgage Rate Chart

Household Debt and Credit Developments as on Q4 2021

The Total Mortgage debt is $10.93 Trillion at present.





Flow into Serious Delinquency (90 days or more delinquent)

Source: New York Fed Consumer Credit Panel/Equifax





– By Nishant Maheshwari & Vishal Vora
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